Your customers make a purchase and pay using any of the payment methods available through the easypay payment plugin.
Once the payment process is complete, easypay notifies the plugin and you can also check it at easypay’s Backoffice.
1. Easypay Visa & Mastercard
Allows the payment of orders by Visa & Mastercard (single payments) in your store.
The customer is addressed to the easypay gateway, where he will have a secure authorisation of the amount on the card and subsequent capture (which may be manual or automatic):
- Once the transaction has been authorised by the card issuer (bank, Revolut, SIBS), the customer is addresssed back to your online store.
- Payment capture:
- If you configured ‘auto_capture’, the plugin captures the funds as soon as possible.
- Otherwise, to capture the payment manually, you need to go to the easypay backoffice in the menu “Credit Card” > “Request Payment”.
- Once the payment process is complete, easypay notifies the plugin.
Note: To enable Visa & Mastercard on your website, it must be approved by Visa & Mastercard – place the request with easypay. Approval may take a few days.
2. Easypay Multibanco References
Allows the payment of orders using Multibanco References in your store.
On completing the purchase, your customer will receive an e-mail with the necessary payment ID (Entity, Reference, Value) for making the payment (with their homebanking or an ATM).
Once the payment process is complete, easypay notifies the plugin.
3. Easypay MBWay
Allows the payment of orders using MBWay in your store.
When your customer completes his purchase, he will receive a notification in the MBWay App of the payment request with the order value, and will have 5 minutes to approve the payment.
When the customer authorises the transaction:
● If you configured ‘auto_capture’, the plugin tries to capture the funds from the customer.
● Otherwise, you need to go to the easypay backoffice, where you will find the payments pending capture: MBWay > List > Authorisations and Purchases >, select the button “log” and then “Capture Payment”.
Note:
● ‘Auto_capture’ can be enabled in WooCommerce.
● Once 5 minutes of customer approval time have elapsed, the request and authorisation will automatically be canceled.
● If your customer has not adhered to the MBWay system, this payment method will not work.
4. Easypay Santander Consumer Finance
To enable Online Credit – Santander Consumer Finance – contact easypay previously for approval of your business area by Santander Consumer Finance.
This plugin is for paying orders using (single payment) in your store through financing. On selecting this payment method, the customer goes to the Santander Consumer Finance gateway, where he should follow the steps. Once the financing has been approved or rejected by the acquirer (Santander Consumer Finance), easypay will notify the plugin of success or rejection depending on the acquirer’s decision.
Note:
● The services of Santander Consumer Finance only allow payment of amounts between 200 € and 6,000 €. Accordingly, in your store, the plugin will automatically hide that payment method for orders of amounts which are outside that interval.
● As easypay is a Credit Intermediary, the merchant does not need to be.
● More about this payment method: https://www.easypay.pt/santander-consumer-finance-faq/
5. Easypay Universo Flex
Paying for orders in installments with Universo Flex – available for the Universo Card.
On selecting this payment method, the customer goes to the Universo Flex gateway, where they must follow the steps indicated. In particular, select the payment method and confirm it. After this process, the authorisation will be approved or rejected by the acquirer (Universo Flex) and the customer will be redirected back to the online store.
Easypay will notify the plugin of success or rejection depending on the acquirer’s decision.
Once the payment process is complete, easypay notifies the capture to the plugin.
Note:
● As easypay is a Credit Intermediary, the merchant does not need to be.
● More about this payment method: https://www.easypay.pt/universo-flex/